Welcome to SWARDIM NIDHI LTD
SWARDIM NIDHI is offering financial services to the poor, unbanked and marginalized people in rural, semi-urban and urban areas to meet the evolving needs of the community and people who are involved in agricultural and small business activities. We are also working on the group lending model (SHG) where each member of the group guarantees each other’s loans.
Who we Are ?
- SWARDIM NIDHI Foundation is started with a vision to provide SHG(Self Help Group) services in underserved areas. However on the other hand many, aspiring to serve un-served and under-served.
- It may seems surprising for many of us that on one hand SHG sector is discussing and debating the over indebtedness of Self Help Group clients.
- But the fact is large number of population which could be potential customer for SHG; do not have access of credit from formal financial institution.
- SHG stands for Self Help Group. It is a group of people who come together to help each other solve their problems. SHGs are informal groups that promote savings and lending among their members.Members of an SHG have similar socio-economic backgrounds.
Why Choose Us!
Our priority is to serve un-served people first and to fulfill Unsatisfied demand and narrows the Gap between demand and supply. Area survey will be done by senior officer by keeping in mind priority setup by the board.During the area survey, survey team will focus market.....
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Your Information, Protected
All the information entered into your application can only be accessed securely by SWARDIM NIDHI team.
Document Pick-Up Facility
You don’t have to make any more trips to the Foundation! Our team will come & pick up the required documents.
Clients
No Of Branches
Lakh+ Loan Disbursed
Dedication Staff
Check Our OUR LOAN PRODUCTS
Persnol Loan
- Complete Solution for all your Persnol Credit Needs. We offer term loans for buying cattle, purchase of equipment for irrigation and other Persnol requirements.
- Complete Solution for all your Persnol Credit Needs. We offer term loans for buying cattle, purchase of equipment for irrigation and other Persnol requirements.
- Complete Solution for all your Persnol Credit Needs. We offer term loans for buying cattle, purchase of equipment for irrigation and other Persnol requirements.
Group Loan
- This loan product is meant to provide working capital to SHG entrepreneurs with small businesses that are usually unregistered and rely on group guarantorship as substitute for collateral.
- This loan product is meant to provide working capital to SHG entrepreneurs with small businesses that are usually unregistered and rely on group guarantorship as substitute for collateral.
- This loan product is meant to provide working capital to SHG entrepreneurs with small businesses that are usually unregistered and rely on group guarantorship as substitute for collateral.
Business Loan
- At SWARDIM NIDHI , we understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth.
- At SWARDIM NIDHI , we understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth.
- At SWARDIM NIDHI , we understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth.
Our Schemes
Group Loan ₹ 10K
Group Loan ₹ 15K
Group Loan ₹ 20K
Group Loan ₹ 25K
Group Loan ₹30K
Group Loan ₹40K
Individual Loan
Group Loan ₹50KCustomer Success Story
What Are They Saying About Us
I really appreciated the simple, online interface of SWARDIM NIDHI Foundation, and that their services were completely free for my company. We successfully received an unsecured business loan... Thank you to the team for making the process so smooth!
Ram Shankar Yadav
Varanasi India
I got an unsecured business loan, thanks to SWARDIM NIDHI Foundation. They were incredibly fast, responsive, and turned what would have been a very difficult and long process into a simple. straightforward one. I definitely plan to use them again the next time I need financing.
Meena Devi
Varanasi India
I have recently availed a personal loan from SWARDIM NIDHI Foundation and am fully satisfied with the services offered by the company. Based on my own good experience, I will refer my colleagues to take up personal loans from Usha Financial.
Rajesh Kumar
Varanasi India
Want to take a moment to let you know that your support all along has been incredible. I understand that there were some technical glitches in getting the funds transferred on time: however your timely involvement and resolution helped in getting the funds available to me just on time.
Geeta Devi
Varanasi India
